Lending Portfolio Management
The “Lending Portfolio Management” Module is a versatile system which can accommodate diversified loan types and has the ability to further customize and develop inbuilt schemes to suit the client’s requirements.
Types of Loans
- Personal Guarantee Loans
- Cash Margin Loans
- Property Mortgage Loans
- Daily Schedule Loans etc. Using loan installment calculation methods such as;
- Equated Monthly Installments
- Fixed Monthly Installments
- One -Time Loans
- Non-Schedule Loans
- Equated Daily Installments
- Addition to the above products, System admin can create their own loan types within the given parameters
Main Features of Loan System
- Different Loan Installment calculation methods
- User Definable loan products and Trial Calculations
- Automated process for Quotation generation to facility disbursement
- Different type of loan disbursements
- Multi functional Receipt module
- Consolidated Inquiries and Follow up Procedures
- Comprehensive post loan Operations
- Complete set of Operational, management and MIS reports
- Integrated CRIB
- Fully complied with CBSL guide lines
- Online web Access interface to customers
- Centralized Reminder Generation
- Online Integrated General Ledger module
- Integrated with FD and saving operations (Optional)