Cargills Bank was expanding its retail banking footprint but had no existing infrastructure for pawn broking or gold-backed lending. As customer demand grew, the bank needed to launch a secure, fully digital gold loan product quickly. This wasn’t a modernization project….

Pan Asia Bank’s credit approval process was manual, slow, and error-prone. There was no central system to manage loan workflows or enforce Delegated Authority (DA) rules. Staff handled documents manually, approvals took longer than they should, and delays hurt customer experience….